Covid-19 Update: Our Housing Rehabilitation Department has suspended all non-essential meetings and travel, but is proceeding with participant financing applications and construction activities as planned. Projects under construction, including rehabilitation of units, is proceeding with precautions being implemented.
Large portions of the affordable housing available to low-income people in the San Joaquin Valley are older homes. Self-Help Enterprises operates a rehabilitation program to preserve and improve this existing stock of housing. Through partnerships with cities and counties in the San Joaquin Valley, Self-Help Enterprises works with local community leaders to identify housing needs, secure funding, and successfully implement housing repairs efforts for residents.
Deferred payment loans available to qualified homeowners for essential health and safety repairs typically include roofing, plumbing, electrical, heating/cooling, foundation, windows, and handicap accessible modifications. There is no monthly payment. The loan is due and payable upon sale, change of title or change of use – such as change from owner occupied to renter occupied. Housing rehabilitation assistance can meet a critical need for homeowners who lack the funds to make necessary physical health and safety improvements to their homes.
To date, Self-Help Enterprises’ assistance to local communities has resulted in over 6,000 rehabilitated homes.
“Our old home was falling apart and we had no idea how we were going to fix it. We are so grateful for the rehabilitation program because we would not have been able to improve our living conditions without the program.”
~ Tessie Dowers and Virginia Barnes
The following cities and counties currently have funding available for critical home repairs.
If you are interested in more information about repairing your home, please complete the pre-application. A Self-Help Enterprises representative will contact you with more details.