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DTSTART;TZID=America/Los_Angeles:20200824T170000
DTEND;TZID=America/Los_Angeles:20200824T210000
DTSTAMP:20260504T041719
CREATED:20200312T212456Z
LAST-MODIFIED:20200312T212723Z
UID:23617-1598288400-1598302800@www.selfhelpenterprises.org
SUMMARY:Preparing for Homeownership Workshop - Two Part Workshop
DESCRIPTION:*Must attend BOTH workshops on 8/17/20 and 2/24/20 \nSmart\, sustainable homeownership\, begins with education. Self-Help Enterprises\, a HUD certified counseling agency\, offers a homeownership education class for those interested in purchasing a home. The class prepares you for the home buying process\, including how to secure a mortgage loan\, and provides information about down payment assistance opportunities.  \nClass attendees leave the session:  \n\nPrepared to navigate the process of purchasing a home; \nWith a comprehensive pre-purchase handbook; and \nWith a certificate of completion which is required for many down payment assistance programs. *\n\nThe class fee is $125 for Individual / $175 Married Couple.  The class fee includes one-on-one budget counseling. If you are having financial difficulties and are unable to pay the full fee\, please inform our staff. \n*One-on-one counseling must be completed in order to receive the certificate.
URL:https://www.selfhelpenterprises.org/event/homeenglishtwopart82420/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Homeownership,Homeownership Education Calendar
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2018/12/prepHW_English1part-1.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20200817T170000
DTEND;TZID=America/Los_Angeles:20200817T210000
DTSTAMP:20260504T041719
CREATED:20200312T212345Z
LAST-MODIFIED:20200312T212848Z
UID:23615-1597683600-1597698000@www.selfhelpenterprises.org
SUMMARY:Preparing for Homeownership Workshop - Two Part Workshop
DESCRIPTION:*Must attend BOTH workshops on 8/17/20 and 2/24/20 \nSmart\, sustainable homeownership\, begins with education. Self-Help Enterprises\, a HUD certified counseling agency\, offers a homeownership education class for those interested in purchasing a home. The class prepares you for the home buying process\, including how to secure a mortgage loan\, and provides information about down payment assistance opportunities.  \nClass attendees leave the session:  \n\nPrepared to navigate the process of purchasing a home; \nWith a comprehensive pre-purchase handbook; and \nWith a certificate of completion which is required for many down payment assistance programs. *\n\nThe class fee is $125 for Individual / $175 Married Couple.  The class fee includes one-on-one budget counseling. If you are having financial difficulties and are unable to pay the full fee\, please inform our staff. \n*One-on-one counseling must be completed in order to receive the certificate.
URL:https://www.selfhelpenterprises.org/event/homeenglishtwopart81720/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Homeownership,Homeownership Education Calendar
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2018/12/prepHW_English1part-1.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20200810T170000
DTEND;TZID=America/Los_Angeles:20200810T210000
DTSTAMP:20260504T041719
CREATED:20200312T211639Z
LAST-MODIFIED:20200312T212916Z
UID:23613-1597078800-1597093200@www.selfhelpenterprises.org
SUMMARY:Preparing for Homeownership Workshop - Two Part Workshop
DESCRIPTION:*Must attend BOTH workshops on 8/3/20 and 8/10/20 \nSmart\, sustainable homeownership\, begins with education. Self-Help Enterprises\, a HUD certified counseling agency\, offers a homeownership education class for those interested in purchasing a home. The class prepares you for the home buying process\, including how to secure a mortgage loan\, and provides information about down payment assistance opportunities.  \nClass attendees leave the session:  \n\nPrepared to navigate the process of purchasing a home; \nWith a comprehensive pre-purchase handbook; and \nWith a certificate of completion which is required for many down payment assistance programs. *\n\nThe class fee is $125 for Individual / $175 Married Couple.  The class fee includes one-on-one budget counseling. If you are having financial difficulties and are unable to pay the full fee\, please inform our staff. \n*One-on-one counseling must be completed in order to receive the certificate.
URL:https://www.selfhelpenterprises.org/event/homeenglishtwopart81020/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Homeownership,Homeownership Education Calendar
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2018/12/prepHW_English1part-1.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20200803T170000
DTEND;TZID=America/Los_Angeles:20200803T210000
DTSTAMP:20260504T041719
CREATED:20200312T211446Z
LAST-MODIFIED:20200312T212932Z
UID:23611-1596474000-1596488400@www.selfhelpenterprises.org
SUMMARY:Preparing for Homeownership Workshop - Two Part Workshop
DESCRIPTION:*Must attend BOTH workshops on 8/3/20 and 8/10/20 \nSmart\, sustainable homeownership\, begins with education. Self-Help Enterprises\, a HUD certified counseling agency\, offers a homeownership education class for those interested in purchasing a home. The class prepares you for the home buying process\, including how to secure a mortgage loan\, and provides information about down payment assistance opportunities.  \nClass attendees leave the session:  \n\nPrepared to navigate the process of purchasing a home; \nWith a comprehensive pre-purchase handbook; and \nWith a certificate of completion which is required for many down payment assistance programs. *\n\nThe class fee is $125 for Individual / $175 Married Couple.  The class fee includes one-on-one budget counseling. If you are having financial difficulties and are unable to pay the full fee\, please inform our staff. \n*One-on-one counseling must be completed in order to receive the certificate.
URL:https://www.selfhelpenterprises.org/event/homeenglishtwopart8320/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Homeownership,Homeownership Education Calendar
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2018/12/prepHW_English1part-1.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20200514T170000
DTEND;TZID=America/Los_Angeles:20200514T200000
DTSTAMP:20260504T041719
CREATED:20200312T205906Z
LAST-MODIFIED:20200312T205906Z
UID:23605-1589475600-1589486400@www.selfhelpenterprises.org
SUMMARY:Financial Management: My Money\, My Credit Workshop
DESCRIPTION:Money management is about choices – choosing how to save and spend your money which is critical in achieving financial security and reaching your goals. This interactive class will give you the tools to set a realistic spending plan\, trim expenses\, understand how to use credit wisely\, and learn how to identify unnecessary spending in order to create financial goals.  \nWorkshop attendees leave the session understanding:  \n\nHow to track spending\, decrease spending\, and manage bills; and \nWhy credit is important and what creditors look for when making credit decisions.\n\n  \n$10 for individual / married couple 
URL:https://www.selfhelpenterprises.org/event/finenglish51420/
LOCATION:Legacy Commons Community Room\, 2255 S Plumas St\, Fresno\, CA\, 93706\, United States
CATEGORIES:Financial Management
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/05/finclassenglish1part.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20191207T090000
DTEND;TZID=America/Los_Angeles:20191207T170000
DTSTAMP:20260504T041719
CREATED:20181214T232202Z
LAST-MODIFIED:20191127T005031Z
UID:17115-1575709200-1575738000@www.selfhelpenterprises.org
SUMMARY:Preparándose para ser Dueño de Casa - Taller Completo
DESCRIPTION:Clase está llena \nLa educación es fundamental para poder ser un propietario de vivienda responsable y hábil. Self-Help Enterprises\, una agencia de asesoría certificada por HUD (el Departamento de Viviendas y Desarrollo Urbano)\, ofrece un taller educativo sobre los puntos principales acerca el proceso de compra-de-casa\, para aquellos interesados en un día ser dueño de una vivienda. \nLos participantes dejaran la sesión: \n\nPreparados para navegar el proceso de compre-de-casa\nCon un manual compresivo sobre la preparación requerida antes de la compra de vivienda\nCon un certificado de finalización\, requerido por muchos de los programas de asistencia de pago iniciales*\n\n$125 INDIVIDUAL $175 PAREJA CASADA. La tarifa del taller incluye un asesoramiento individual acerca su presupuesto. Si tiene dificultades financieras y no puede pagar la tarifa completa\, por favor de avisarnos con anticipación. \n*El asesoramiento individual se debe completar antes de recibir el certificado.
URL:https://www.selfhelpenterprises.org/event/preparing-for-homeownership-12-7-19/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Homeownership
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/02/prepHW_spanish1part-1.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20191119T180000
DTEND;TZID=America/Los_Angeles:20191119T200000
DTSTAMP:20260504T041719
CREATED:20190507T172918Z
LAST-MODIFIED:20191018T173059Z
UID:19363-1574186400-1574193600@www.selfhelpenterprises.org
SUMMARY:Homeownership 101: Program Orientation
DESCRIPTION:Self-Help Enterprises is a one-stop homeownership center serving individuals and families looking to start their housing search. \nRecommended as first step: Attend an orientation to learn about available housing programs. \nLearn about: \n\nThe GATEWAY: Homeownership Education Program\nSelf-Help Housing\nHomebuyer Assistance\nHousing Rehabilitation\nFinancial Management/Credit Repair\n\nIMPORTANT: YOU MUST REGISTER 1 WEEK PRIOR TO WORKSHOP DATE. SAVE YOUR SEAT BY 11/12/19. \nTenga en cuenta que debe registrarse 1 semana antes de la fecha del taller. \n 
URL:https://www.selfhelpenterprises.org/event/program-orientation-nov1919/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Program Orientation
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/05/homeownershiporientation.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20191109T090000
DTEND;TZID=America/Los_Angeles:20191109T170000
DTSTAMP:20260504T041719
CREATED:20190103T200609Z
LAST-MODIFIED:20190607T193038Z
UID:17393-1573290000-1573318800@www.selfhelpenterprises.org
SUMMARY:Preparing for Homeownership Workshop
DESCRIPTION:Smart\, sustainable homeownership\, begins with education. Self-Help Enterprises\, a HUD certified counseling agency\, offers a homeownership education class for those interested in purchasing a home. The class prepares you for the home buying process\, including how to secure a mortgage loan\, and provides information about down payment assistance opportunities.  \nClass attendees leave the session:  \n\nPrepared to navigate the process of purchasing a home; \nWith a comprehensive pre-purchase handbook; and \nWith a certificate of completion which is required for many down payment assistance programs. *\n\nThe class fee is $125 for Individual / $175 Married Couple.  The class fee includes one-on-one budget counseling. If you are having financial difficulties and are unable to pay the full fee\, please inform our staff. \n*One-on-one counseling must be completed in order to receive the certificate.
URL:https://www.selfhelpenterprises.org/event/preparing-for-homeownership-11092019/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Homeownership
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2018/12/prepHW_English1part-1.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20191105T170000
DTEND;TZID=America/Los_Angeles:20191105T200000
DTSTAMP:20260504T041719
CREATED:20190101T001225Z
LAST-MODIFIED:20190809T215759Z
UID:17327-1572973200-1572984000@www.selfhelpenterprises.org
SUMMARY:Financial Management: My Money\, My Credit Workshop
DESCRIPTION:Money management is about choices – choosing how to save and spend your money which is critical in achieving financial security and reaching your goals. This interactive class will give you the tools to set a realistic spending plan\, trim expenses\, understand how to use credit wisely\, and learn how to identify unnecessary spending in order to create financial goals.  \nWorkshop attendees leave the session understanding:  \n\nHow to track spending\, decrease spending\, and manage bills; and \nWhy credit is important and what creditors look for when making credit decisions.\n\n  \n$30 for individual / couple 
URL:https://www.selfhelpenterprises.org/event/financial-management-money-credit-workshop-nov52019/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Financial Management
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/05/finclassenglish1part.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20191015T180000
DTEND;TZID=America/Los_Angeles:20191015T200000
DTSTAMP:20260504T041719
CREATED:20190507T172825Z
LAST-MODIFIED:20190607T192852Z
UID:19361-1571162400-1571169600@www.selfhelpenterprises.org
SUMMARY:Homeownership 101: Program Orientation
DESCRIPTION:Self-Help Enterprises is a one-stop homeownership center serving individuals and families looking to start their housing search. \nRECOMMENDED AS A FIRST STEP: Attend an orientation to learn about available housing programs. \nLearn about: \n\nThe GATEWAY: Homeownership Education Program\nSelf-Help Housing\nHomebuyer Assistance\nHousing Rehabilitation\nFinancial Management/Credit Repair\n\n  \n 
URL:https://www.selfhelpenterprises.org/event/program-orientation-oct1519/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Program Orientation
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/05/homeownershiporientation.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20191014T170000
DTEND;TZID=America/Los_Angeles:20191014T200000
DTSTAMP:20260504T041719
CREATED:20190201T175059Z
LAST-MODIFIED:20190809T215326Z
UID:17815-1571072400-1571083200@www.selfhelpenterprises.org
SUMMARY:Preparándose para ser Dueño de Casa - Taller de dos Partes
DESCRIPTION:********Debe asistir a los dos talleres: 10/7  y  10/14 ********* \nLa educación es fundamental para poder ser un propietario de vivienda responsable y hábil. Self-Help Enterprises\, una agencia de asesoría certificada por HUD (el Departamento de Viviendas y Desarrollo Urbano)\, ofrece un taller educativo sobre los puntos principales acerca el proceso de compra-de-casa\, para aquellos interesados en un día ser dueño de una vivienda. \nLos participantes dejaran la sesión: \n\nPreparados para navegar el proceso de compre-de-casa\nCon un manual compresivo sobre la preparación requerida antes de la compra de vivienda\nCon un certificado de finalización\, requerido por muchos de los programas de asistencia de pago iniciales*\n\n$125 INDIVIDUAL $175 PAREJA CASADA. La tarifa del taller incluye un asesoramiento individual acerca su presupuesto. Si tiene dificultades financieras y no puede pagar la tarifa completa\, por favor de avisarnos con anticipación. \n*El asesoramiento individual se debe completar antes de recibir el certificado.
URL:https://www.selfhelpenterprises.org/event/preparing-for-homeownership-101419-2/
LOCATION:Sand Creek Apartments\, 41020 Road 124\, Orosi\, CA\, 93647\, United States
CATEGORIES:Homeownership
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2018/12/prepHW_spanish2part-1.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20191007T170000
DTEND;TZID=America/Los_Angeles:20191007T200000
DTSTAMP:20260504T041719
CREATED:20190201T175003Z
LAST-MODIFIED:20190809T215322Z
UID:17813-1570467600-1570478400@www.selfhelpenterprises.org
SUMMARY:Preparándose para ser Dueño de Casa - Taller de dos Partes
DESCRIPTION:********Debe asistir a los dos talleres: 10/7  y  10/14 ********* \nLa educación es fundamental para poder ser un propietario de vivienda responsable y hábil. Self-Help Enterprises\, una agencia de asesoría certificada por HUD (el Departamento de Viviendas y Desarrollo Urbano)\, ofrece un taller educativo sobre los puntos principales acerca el proceso de compra-de-casa\, para aquellos interesados en un día ser dueño de una vivienda. \nLos participantes dejaran la sesión: \n\nPreparados para navegar el proceso de compre-de-casa\nCon un manual compresivo sobre la preparación requerida antes de la compra de vivienda\nCon un certificado de finalización\, requerido por muchos de los programas de asistencia de pago iniciales*\n\n$125 INDIVIDUAL $175 PAREJA CASADA. La tarifa del taller incluye un asesoramiento individual acerca su presupuesto. Si tiene dificultades financieras y no puede pagar la tarifa completa\, por favor de avisarnos con anticipación. \n*El asesoramiento individual se debe completar antes de recibir el certificado.
URL:https://www.selfhelpenterprises.org/event/preparing-for-homeownership-10719/
LOCATION:Sand Creek Apartments\, 41020 Road 124\, Orosi\, CA\, 93647\, United States
CATEGORIES:Homeownership
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2018/12/prepHW_spanish2part-1.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20191005T090000
DTEND;TZID=America/Los_Angeles:20191005T130000
DTSTAMP:20260504T041719
CREATED:20190118T213309Z
LAST-MODIFIED:20190809T220204Z
UID:17576-1570266000-1570280400@www.selfhelpenterprises.org
SUMMARY:Manejo Financiero: Mi Dinero\, Mi Crédito
DESCRIPTION:Taller en Espanol! \nEl taller cubre cómo ahorrar y gastar su dinero\, lo cual es fundamental para lograr la seguridad financiera y alcanzar sus metas. Esta clase interactivo le dará las herramientas para formular un plan de gastos realista\, recortar gastos\, comprender cómo usar el crédito de manera inteligente y aprender a identificar gastos innecesarios para crear objetivos financieros. \nObjetivos del Taller: \nCómo realizar un seguimiento de gastos\, disminuir los gastos y administrar las facturas \nComprender la importancia  del crédito y qué buscan los acreedores cuando toman decisiones crediticias. \n 
URL:https://www.selfhelpenterprises.org/event/manejofinanciero_oct52019/
LOCATION:Bear Creek Apartments – Community Room\, 1509 N. Plainsburg Road\, Planada\, CA\, 95365\, United States
CATEGORIES:Financial Management
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/01/finclassspanish1part.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190921T090000
DTEND;TZID=America/Los_Angeles:20190921T170000
DTSTAMP:20260504T041719
CREATED:20190729T155707Z
LAST-MODIFIED:20190729T165241Z
UID:20737-1569056400-1569085200@www.selfhelpenterprises.org
SUMMARY:Preparándose para ser Dueño de Casa - Taller Completo
DESCRIPTION:La educación es fundamental para poder ser un propietario de vivienda responsable y hábil. Self-Help Enterprises\, una agencia de asesoría certificada por HUD (el Departamento de Viviendas y Desarrollo Urbano)\, ofrece un taller educativo sobre los puntos principales acerca el proceso de compra-de-casa\, para aquellos interesados en un día ser dueño de una vivienda. \nLos participantes dejaran la sesión: \n\nPreparados para navegar el proceso de compre-de-casa\nCon un manual compresivo sobre la preparación requerida antes de la compra de vivienda\nCon un certificado de finalización\, requerido por muchos de los programas de asistencia de pago iniciales*\n\n$125 INDIVIDUAL $175 PAREJA CASADA. La tarifa del taller incluye un asesoramiento individual acerca su presupuesto. Si tiene dificultades financieras y no puede pagar la tarifa completa\, por favor de avisarnos con anticipación. \n*El asesoramiento individual se debe completar antes de recibir el certificado. \nPara registrarse\, DEBE llamar al 559.651.1000.
URL:https://www.selfhelpenterprises.org/event/preparing-for-homeownership-9-21-19/
LOCATION:Casitas del Sol Apartments\, 1001 B St.\, Livingston\, CA\, 95334\, United States
CATEGORIES:Homeownership
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/02/prepHW_spanish1part-1.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190921T090000
DTEND;TZID=America/Los_Angeles:20190921T170000
DTSTAMP:20260504T041719
CREATED:20190201T174640Z
LAST-MODIFIED:20190607T192041Z
UID:17811-1569056400-1569085200@www.selfhelpenterprises.org
SUMMARY:Preparing for Homeownership Workshop
DESCRIPTION:Smart\, sustainable homeownership\, begins with education. Self-Help Enterprises\, a HUD certified counseling agency\, offers a homeownership education class for those interested in purchasing a home. The class prepares you for the home buying process\, including how to secure a mortgage loan\, and provides information about down payment assistance opportunities.  \nClass attendees leave the session:  \n\nPrepared to navigate the process of purchasing a home; \nWith a comprehensive pre-purchase handbook; and \nWith a certificate of completion which is required for many down payment assistance programs. *\n\nThe class fee is $125 for Individual / $175 Married Couple.  The class fee includes one-on-one budget counseling. If you are having financial difficulties and are unable to pay the full fee\, please inform our staff. \n*One-on-one counseling must be completed in order to receive the certificate.
URL:https://www.selfhelpenterprises.org/event/preparing-for-homeownership-92119/
LOCATION:Legacy Commons Community Room\, 2255 S Plumas St\, Fresno\, CA\, 93706\, United States
CATEGORIES:Homeownership
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2018/12/prepHW_English1part-1.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190903T180000
DTEND;TZID=America/Los_Angeles:20190903T200000
DTSTAMP:20260504T041719
CREATED:20190507T172734Z
LAST-MODIFIED:20190607T191951Z
UID:19359-1567533600-1567540800@www.selfhelpenterprises.org
SUMMARY:Homeownership 101: Program Orientation
DESCRIPTION:Self-Help Enterprises is a one-stop homeownership center serving individuals and families looking to start their housing search. \nRECOMMENDED AS A FIRST STEP: Attend an orientation to learn about available housing programs. \nLearn about: \n\nThe GATEWAY: Homeownership Education Program\nSelf-Help Housing\nHomebuyer Assistance\nHousing Rehabilitation\nFinancial Management/Credit Repair\n\n  \n 
URL:https://www.selfhelpenterprises.org/event/program-orientation-sept3/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Program Orientation
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/05/homeownershiporientation.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190829T180000
DTEND;TZID=America/Los_Angeles:20190829T210000
DTSTAMP:20260504T041719
CREATED:20190121T194745Z
LAST-MODIFIED:20190807T174253Z
UID:17609-1567101600-1567112400@www.selfhelpenterprises.org
SUMMARY:Financial Management: My Money\, My Credit Workshop
DESCRIPTION:Money management is about choices – choosing how to save and spend your money which is critical in achieving financial security and reaching your goals. This interactive class will give you the tools to set a realistic spending plan\, trim expenses\, understand how to use credit wisely\, and learn how to identify unnecessary spending in order to create financial goals.  \nWorkshop attendees leave the session understanding:  \n\nHow to track spending\, decrease spending\, and manage bills; and \nWhy credit is important and what creditors look for when making credit decisions.\n\n  \nCost $10
URL:https://www.selfhelpenterprises.org/event/financial-management-money-credit-workshop-aug2919/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Financial Management
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/05/finclassenglish1part.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190813T180000
DTEND;TZID=America/Los_Angeles:20190813T200000
DTSTAMP:20260504T041719
CREATED:20190507T172604Z
LAST-MODIFIED:20190607T183238Z
UID:19357-1565719200-1565726400@www.selfhelpenterprises.org
SUMMARY:Homeownership 101: Program Orientation
DESCRIPTION:Self-Help Enterprises is a one-stop homeownership center serving individuals and families looking to start their housing search. \nRECOMMENDED AS A FIRST STEP: Attend an orientation to learn about available housing programs. \nLearn about: \n\nThe GATEWAY: Homeownership Education Program\nSelf-Help Housing\nHomebuyer Assistance\nHousing Rehabilitation\nFinancial Management/Credit Repair\n\n  \n 
URL:https://www.selfhelpenterprises.org/event/program-orientation-aug1319/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Program Orientation
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/05/homeownershiporientation.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190812T170000
DTEND;TZID=America/Los_Angeles:20190812T210000
DTSTAMP:20260504T041719
CREATED:20181214T231322Z
LAST-MODIFIED:20190607T183129Z
UID:17110-1565629200-1565643600@www.selfhelpenterprises.org
SUMMARY:Preparándose para ser Dueño de Casa - Taller de dos Partes
DESCRIPTION:*** La clase debe tomarse junto con el taller del 12 de agosto *** \nLa educación es fundamental para poder ser un propietario de vivienda responsable y hábil. Self-Help Enterprises\, una agencia de asesoría certificada por HUD (el Departamento de Viviendas y Desarrollo Urbano)\, ofrece un taller educativo sobre los puntos principales acerca el proceso de compra-de-casa\, para aquellos interesados en un día ser dueño de una vivienda. \nLos participantes dejaran la sesión: \n\nPreparados para navegar el proceso de compre-de-casa\nCon un manual compresivo sobre la preparación requerida antes de la compra de vivienda\nCon un certificado de finalización\, requerido por muchos de los programas de asistencia de pago iniciales*\n\n$125 INDIVIDUAL $175 PAREJA CASADA. La tarifa del taller incluye un asesoramiento individual acerca su presupuesto. Si tiene dificultades financieras y no puede pagar la tarifa completa\, por favor de avisarnos con anticipación. \n*El asesoramiento individual se debe completar antes de recibir el certificado.
URL:https://www.selfhelpenterprises.org/event/preparing-for-homeownership-8-12-19-p1/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Homeownership
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2018/12/prepHW_spanish2part-1.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190805T170000
DTEND;TZID=America/Los_Angeles:20190805T210000
DTSTAMP:20260504T041719
CREATED:20181214T231535Z
LAST-MODIFIED:20190607T182931Z
UID:17112-1565024400-1565038800@www.selfhelpenterprises.org
SUMMARY:Preparándose para ser Dueño de Casa - Taller de dos Partes
DESCRIPTION:***Este taller debe tomarse junto con el taller del 5 de agosto *** \nLa educación es fundamental para poder ser un propietario de vivienda responsable y hábil. Self-Help Enterprises\, una agencia de asesoría certificada por HUD (el Departamento de Viviendas y Desarrollo Urbano)\, ofrece un taller educativo sobre los puntos principales acerca el proceso de compra-de-casa\, para aquellos interesados en un día ser dueño de una vivienda. \nLos participantes dejaran la sesión: \n\nPreparados para navegar el proceso de compre-de-casa\nCon un manual compresivo sobre la preparación requerida antes de la compra de vivienda\nCon un certificado de finalización\, requerido por muchos de los programas de asistencia de pago iniciales*\n\n$125 INDIVIDUAL $175 PAREJA CASADA. La tarifa del taller incluye un asesoramiento individual acerca su presupuesto. Si tiene dificultades financieras y no puede pagar la tarifa completa\, por favor de avisarnos con anticipación. \n*El asesoramiento individual se debe completar antes de recibir el certificado.
URL:https://www.selfhelpenterprises.org/event/preparing-for-homeownership-8-12-19-p2/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Homeownership
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2018/12/prepHW_spanish2part-1.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190730T180000
DTEND;TZID=America/Los_Angeles:20190730T200000
DTSTAMP:20260504T041719
CREATED:20190507T172239Z
LAST-MODIFIED:20190607T180107Z
UID:19353-1564509600-1564516800@www.selfhelpenterprises.org
SUMMARY:Homeownership 101: Program Orientation
DESCRIPTION:Self-Help Enterprises is a one-stop homeownership center serving individuals and families looking to start their housing search. \nRECOMMENDED AS A FIRST STEP: Attend an orientation to learn about available housing programs. \nLearn about: \n\nThe GATEWAY: Homeownership Education Program\nSelf-Help Housing\nHomebuyer Assistance\nHousing Rehabilitation\nFinancial Management/Credit Repair\n\n  \n 
URL:https://www.selfhelpenterprises.org/event/program-orientation-july3019/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Program Orientation
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/05/homeownershiporientation.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190724T170000
DTEND;TZID=America/Los_Angeles:20190724T210000
DTSTAMP:20260504T041719
CREATED:20190123T011023Z
LAST-MODIFIED:20190607T175924Z
UID:17678-1563987600-1564002000@www.selfhelpenterprises.org
SUMMARY:Manejo Financiero: Mi Dinero\, Mi Crédito- Taller Exhaustivo de Tres Partes
DESCRIPTION:Taller en Espanol y de Tres Partes \nNecesita participar en los tres talleres: 7/10\, 7/17\, 7/24 \nEl taller cubre de manera exhaustiva\, cómo ahorrar y gastar su dinero\, lo cual es fundamental para lograr la seguridad financiera y alcanzar sus metas. Esta clase interactivo le dará las herramientas para formular un plan de gastos realista\, recortar gastos\, comprender cómo usar el crédito de manera inteligente y aprender a identificar gastos innecesarios para crear objetivos financieros. \nObjetivos del Taller: \nCómo realizar un seguimiento de gastos\, disminuir los gastos y administrar las facturas \nComprender la importancia  del crédito y qué buscan los acreedores cuando toman decisiones crediticias. \n 
URL:https://www.selfhelpenterprises.org/event/manejofinanciero_72419/
LOCATION:Casitas del Sol Apartments\, 1001 B St.\, Livingston\, CA\, 95334\, United States
CATEGORIES:Financial Management
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/01/finclassspanish3part.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190717T170000
DTEND;TZID=America/Los_Angeles:20190717T210000
DTSTAMP:20260504T041719
CREATED:20190123T005935Z
LAST-MODIFIED:20190607T175841Z
UID:17676-1563382800-1563397200@www.selfhelpenterprises.org
SUMMARY:Manejo Financiero: Mi Dinero\, Mi Crédito- Taller Exhaustivo de Tres Partes
DESCRIPTION:Taller en Espanol y de Tres Partes \nNecesita participar en los tres talleres: 7/10\, 7/17\, 7/24 \nEl taller cubre de manera exhaustiva\, cómo ahorrar y gastar su dinero\, lo cual es fundamental para lograr la seguridad financiera y alcanzar sus metas. Esta clase interactivo le dará las herramientas para formular un plan de gastos realista\, recortar gastos\, comprender cómo usar el crédito de manera inteligente y aprender a identificar gastos innecesarios para crear objetivos financieros. \nObjetivos del Taller: \nCómo realizar un seguimiento de gastos\, disminuir los gastos y administrar las facturas \nComprender la importancia  del crédito y qué buscan los acreedores cuando toman decisiones crediticias. \n$10 cada clase / $30 por los tres talleres.
URL:https://www.selfhelpenterprises.org/event/manejofinanciero_71719/
LOCATION:Casitas del Sol Apartments\, 1001 B St.\, Livingston\, CA\, 95334\, United States
CATEGORIES:Financial Management
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/01/finclassspanish3part.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190713T090000
DTEND;TZID=America/Los_Angeles:20190713T170000
DTSTAMP:20260504T041719
CREATED:20181214T231113Z
LAST-MODIFIED:20190607T182707Z
UID:17108-1563008400-1563037200@www.selfhelpenterprises.org
SUMMARY:Preparing for Homeownership Workshop
DESCRIPTION:Smart\, sustainable homeownership\, begins with education. Self-Help Enterprises\, a HUD certified counseling agency\, offers a homeownership education class for those interested in purchasing a home. The class prepares you for the home buying process\, including how to secure a mortgage loan\, and provides information about down payment assistance opportunities.  \nClass attendees leave the session:  \n\nPrepared to navigate the process of purchasing a home; \nWith a comprehensive pre-purchase handbook; and \nWith a certificate of completion which is required for many down payment assistance programs. *\n\nThe class fee is $125 for Individual / $175 Married Couple.  The class fee includes one-on-one budget counseling. If you are having financial difficulties and are unable to pay the full fee\, please inform our staff. \n*One-on-one counseling must be completed in order to receive the certificate.
URL:https://www.selfhelpenterprises.org/event/preparing-for-homeownership-7132019/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Homeownership
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2018/12/prepHW_English1part-1.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190710T170000
DTEND;TZID=America/Los_Angeles:20190710T210000
DTSTAMP:20260504T041719
CREATED:20190123T005733Z
LAST-MODIFIED:20190607T175702Z
UID:17674-1562778000-1562792400@www.selfhelpenterprises.org
SUMMARY:Manejo Financiero: Mi Dinero\, Mi Crédito- Taller Exhaustivo de Tres Partes
DESCRIPTION:Taller en Espanol y de Tres Partes \nNecesita participar en los tres talleres: 7/10\, 7/17\, 7/24 \nEl taller cubre de manera exhaustiva\, cómo ahorrar y gastar su dinero\, lo cual es fundamental para lograr la seguridad financiera y alcanzar sus metas. Esta clase interactivo le dará las herramientas para formular un plan de gastos realista\, recortar gastos\, comprender cómo usar el crédito de manera inteligente y aprender a identificar gastos innecesarios para crear objetivos financieros. \nObjetivos del Taller: \nCómo realizar un seguimiento de gastos\, disminuir los gastos y administrar las facturas \nComprender la importancia  del crédito y qué buscan los acreedores cuando toman decisiones crediticias. \nCosto: $30 individual o pareja casada para las 3 clases juntas en vivo
URL:https://www.selfhelpenterprises.org/event/manejofinanciero_71019/
LOCATION:Casitas del Sol Apartments\, 1001 B St.\, Livingston\, CA\, 95334\, United States
CATEGORIES:Financial Management
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/01/finclassspanish3part.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190625T180000
DTEND;TZID=America/Los_Angeles:20190625T210000
DTSTAMP:20260504T041719
CREATED:20190520T232434Z
LAST-MODIFIED:20190607T175557Z
UID:19614-1561485600-1561496400@www.selfhelpenterprises.org
SUMMARY:Financial Management: My Money\, My Credit Workshop
DESCRIPTION:Money management is about choices – choosing how to save and spend your money which is critical in achieving financial security and reaching your goals. This interactive class will give you the tools to set a realistic spending plan\, trim expenses\, understand how to use credit wisely\, and learn how to identify unnecessary spending in order to create financial goals.  \nWorkshop attendees leave the session understanding:  \n\nHow to track spending\, decrease spending\, and manage bills; and \nWhy credit is important and what creditors look for when making credit decisions.\n\n 
URL:https://www.selfhelpenterprises.org/event/financial-management-money-credit-workshop-june2519/
LOCATION:CYM – Reedley\, 1592 11th St E\, Reedley\, CA\, 93654\, United States
CATEGORIES:Financial Management
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/05/finclassenglish1part.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190618T180000
DTEND;TZID=America/Los_Angeles:20190618T193000
DTSTAMP:20260504T041719
CREATED:20190507T170855Z
LAST-MODIFIED:20190607T175425Z
UID:19344-1560880800-1560886200@www.selfhelpenterprises.org
SUMMARY:Homeownership 101: Program Orientation
DESCRIPTION:Self-Help Enterprises is a one-stop homeownership center serving individuals and families looking to start their housing search. \nRECOMMENDED AS A FIRST STEP: Attend an orientation to learn about available housing programs. \nLearn about: \n\nThe GATEWAY: Homeownership Education Program\nSelf-Help Housing\nHomebuyer Assistance\nHousing Rehabilitation\nFinancial Management/Credit Repair\n\n  \n 
URL:https://www.selfhelpenterprises.org/event/program-orientation-june18/
LOCATION:Self-Help Enterprises\, 8445 Elowin Court\, Visalia\, CA\, 93291\, United States
CATEGORIES:Program Orientation
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/05/homeownershiporientation.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190612T170000
DTEND;TZID=America/Los_Angeles:20190612T190000
DTSTAMP:20260504T041719
CREATED:20190507T171351Z
LAST-MODIFIED:20190607T175354Z
UID:19346-1560358800-1560366000@www.selfhelpenterprises.org
SUMMARY:Homeownership 101: Program Orientation
DESCRIPTION:Self-Help Enterprises is a one-stop homeownership center serving individuals and families looking to start their housing search. \nRECOMMENDED AS A FIRST STEP: Attend an orientation to learn about available housing programs. \nLearn about: \n\nThe GATEWAY: Homeownership Education Program\nSelf-Help Housing\nHomebuyer Assistance\nHousing Rehabilitation\nFinancial Management/Credit Repair\n\n  \n 
URL:https://www.selfhelpenterprises.org/event/program-orientation-june1219/
LOCATION:Legacy Commons Community Room\, 2255 S Plumas St\, Fresno\, CA\, 93706\, United States
CATEGORIES:Program Orientation
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/05/homeownershiporientation.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190611T180000
DTEND;TZID=America/Los_Angeles:20190611T193000
DTSTAMP:20260504T041719
CREATED:20190520T231914Z
LAST-MODIFIED:20190607T175332Z
UID:19611-1560276000-1560281400@www.selfhelpenterprises.org
SUMMARY:Homeownership 101: Program Orientation
DESCRIPTION:Self-Help Enterprises is a one-stop homeownership center serving individuals and families looking to start their housing search. \nRECOMMENDED AS A FIRST STEP: Attend an orientation to learn about available housing programs. \nLearn about: \n\nThe GATEWAY: Homeownership Education Program\nSelf-Help Housing\nHomebuyer Assistance\nHousing Rehabilitation\nFinancial Management/Credit Repair\n\n  \n 
URL:https://www.selfhelpenterprises.org/event/program-orientation-july3019-2/
LOCATION:Community Youth Ministries – Reedley\, 1592 11th Street\, Reedley\, CA\, 93654\, United States
CATEGORIES:Program Orientation
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/05/homeownershiporientation.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Los_Angeles:20190608T090000
DTEND;TZID=America/Los_Angeles:20190608T170000
DTSTAMP:20260504T041719
CREATED:20190201T175325Z
LAST-MODIFIED:20190607T182020Z
UID:17817-1559984400-1560013200@www.selfhelpenterprises.org
SUMMARY:Preparándose para ser Dueño de Casa - Taller Completo
DESCRIPTION:La educación es fundamental para poder ser un propietario de vivienda responsable y hábil. Self-Help Enterprises\, una agencia de asesoría certificada por HUD (el Departamento de Viviendas y Desarrollo Urbano)\, ofrece un taller educativo sobre los puntos principales acerca el proceso de compra-de-casa\, para aquellos interesados en un día ser dueño de una vivienda. \nLos participantes dejaran la sesión: \n\nPreparados para navegar el proceso de compre-de-casa\nCon un manual compresivo sobre la preparación requerida antes de la compra de vivienda\nCon un certificado de finalización\, requerido por muchos de los programas de asistencia de pago iniciales*\n\nEl costo del taller es $75 por el primer individuo y $25 por cada prestatario adicional en un préstamo. La tarifa del taller incluye un asesoramiento individual acerca su presupuesto. Si tiene dificultades financieras y no puede pagar la tarifa completa\, por favor de avisarnos con anticipación. \n*El asesoramiento individual se debe completar antes de recibir el certificado.
URL:https://www.selfhelpenterprises.org/event/preparing-for-homeownership-6819/
LOCATION:Villa de Guadalupe\, 12554 Ave. 408\, Orosi\, CA\, 93647\, United States
CATEGORIES:Homeownership
ATTACH;FMTTYPE=image/png:https://www.selfhelpenterprises.org/wp-content/uploads/2019/02/prepHW_spanish1part-1.png
END:VEVENT
END:VCALENDAR